23 Pawn Shops in ILLINOIS (Safe, Reliable, & Legitimate)
You may need a pawn shop’s services if you’re running low on cash and need a quick and stress-free bailout.
Pawn shops are an excellent choice for people with a low credit rating or needing access to a small loan that banks won’t give.
While they may charge more expensive interest rates than banks, they’re far more accessible and also cheaper than some short-term loan options like payday lenders.
Beyond being a great way to get small loans, pawn shops are also helpful for buying and selling pre-owned items.
If you’re looking for great deals on old and new items like jewelry, instruments, and accessories, stop by your nearest local pawn shop and see what you can find!
This article will take you through some reliable pawn shops in notable cities around Illinois where you can get a small loan or do some shopping.
And by the way, you may also want to check out the best Consignment Shops in Illinois.
Pawn Shops in Springfield, Illinois
1. Pawn King (Over 60 Years Experience)
Pawn King is one of the largest pawn shops in Illinois and has 12 stores around Illinois and Iowa.
This pawn shop takes pride in its excellent customer service and offers pawn loans on various items, including jewelry, watches, art, phones, musical instruments, electronic devices, and antiques.
Beyond offering small loans, Pawn King allows customers to sell items they don’t need outrightly.
Similarly, they sell pre-owned and new products at discounted prices, and you can always buy unique jewelry and electronics much cheaper than the market rate.
If an item catches your eye, but you can’t afford it now, Pawn Kings offers a layaway program that allows you to pay in installments, with specific terms and conditions.
Pawn King has over sixty years of experience in the business and can offer loans from as little as $5 to as high as $1,000,000.
Address: 2428 S MacArthur Blvd, Springfield, IL 62704
2. Stevenson Drive Pawn Shop (Lowest Interest Rates)
Stevenson Drive Pawn Shop is a popular pawn shop in Illinois that boasts of having one of the lowest interest rates and prices in town.
This pawn shop pawns various items, including jewelry, tools, electronic devices, art, and firearms.
Multiple reviews online testify to their staff’s professionalism and excellent customer service, so you can expect your items to be safe.
You can also stop by Stevenson Drive Pawn Shop if you’re looking for great prices on pre-owned items that have a high market price, such as jewelry or firearms.
Stevenson Drive Pawn Shop is open to customers between 9 am and 6 pm on Monday to Saturday and operates according to Illinois’s lending laws.
They accept credit cards, so you don’t need cash to buy any thrift item that catches your eye.
Address: 2223 Adlai Stevenson Dr, Springfield, IL 62703
3. Monster Pawn (20+ Years Experience & No Credit Checks)
Monster Pawn has over twenty years of experience helping clients pawn their items for small loans, with one of the best rates in Illinois.
They deal in various items, including jewelry, weapons, laptops, musical instruments, and rare coins.
In addition to pawning, you can sell items you do not need or add a little and upgrade them for something better!
If you’re looking for great prices on some pre-owned or new items, Monster Pawns is also a great option, with a 7-day warranty on any item you buy from them.
There are no credit checks at Monster Pawn, making it ideal if you need a quick loan without too many hassles.
This pawn shop promises one of the best rates in town, and you can contact them via their website, email, phone, or by walking into their store.
Address: 2324 S Macarthur Blvd, Springfield, IL 62704-4504
4. The Piggy Bank (Operated Since 2013)
The Piggy Bank is a pawn shop that has operated since 2013, serving customers around Illinois who need a quick cash loan.
This pawn shop deals in various items, including war memorabilia, collectibles, firearms, household utensils, electronics, rare coins, and jewelry.
You can also sell your old items for great prices and buy preowned or new items much cheaper than you’ll get at a regular market.
The Piggy Bank has a physical store you can go to check out their products, and they’re also available online via their website and stores on Craigslist and eBay.
They open between 9 am and 6 pm on weekdays and between 9 am and 2 pm on weekends, but their online stores are available 24/7.
You can visit their website for more information on the types of products they accept and how to get the best offers on your pawns.
Address: 1531 W. Jefferson Springfield IL
5. Anything Buy-Sell-Trade (Sell Anything & Open 7 Days)
Anything Buy-Sell-Trade is a pawn shop in Springfield that’s well-known as the place where you can sell anything.
They’re a resale store and pawn shop specializing in buying and reselling all pre-owned items, including car audio, musical instruments, tools, and jewelry.
If you’re looking for quality branded products at a discounted price, you can consider checking out their store for great prices on pre-owned and brand-new items.
Similarly, you can trade your valuables for any of the many items in their catalog.
You can also sell your old, broken, or unwanted jewelry outrightly at their store and get competitive prices based on the jewelry’s market value.
They’re open between 10 am and 7 pm on weekdays, between 10 am and 3 pm on Saturdays, and by appointment on Sundays.
Address: 612 North Grand Avenue East, Springfield, IL 62702
Also see our article on Hobby Shops in Illinois.
Pawnshops in Rockford, Illinois
1. EZPAWN (500+ Nationwide Stores)
EZPAWN has been operating in the United States of America since 1974 and is one of the most successful pawnshops in the county, with over 500 stores nationwide.
This pawn shop offers some of the best loan amounts on various valuable items, including jewelry, collectibles, household utensils, tools, and electronics.
The best part is that EZPAWN doesn’t require any credit checks, making it a quick and easy way to get essential cash loans.
Beyond pawning, you can also sell, swap, and buy items at EZPAWN, and they offer great deals on pre-owned branded products that can be pretty expensive on the market.
EZPAWN offers various services to assist its customers, including a customer-friendly layaway program and a comprehensive product protection plan.
They also boast a team of skilled gold buyers who can offer great prices for authentic gold and diamond jewelry, including broken or cracked ones.
Address: 5011 E State St, Rockford, IL 61108
2. Paymaster Pawn and Jewelers (35+ Years in Business)
Paymaster Pawn and Jewelers is a family-owned and operated pawn shop that has been in business for over 35 years, serving customers around Rockford.
If you have valuable items like tools, electronics, jewelry, video games, or musical instruments to pawn, they’re a great way to access a quick cash loan.
You can also sell valuable items and shop their store for great prices on quality preowned products.
Paymaster Pawn and Jewelers also operate as a jeweler, meaning you can buy readymade and custom jewelry from their store.
They also offer jewelry repair services to help restore your cracked or scratched jewelry.
Paymaster Pawn and Jewelers offer loans for simple terms, and you’re allowed not to repay the loan and forfeit your collateral without any risk to your credit rating.
Address: 1103 7th St, Rockford, IL 61104
3. State Street Apparel & Jewelry (Buy Gold & Silver)
State Street Apparel & Jewelry is a pawn shop that offers the best loan on valuable items like jewelry, rare coins, tools, laptops, and game consoles.
You also have the option of selling your valuables outright for fair prices.
Beyond offering pawn services, State Street Apparel & Jewelry also operates as a jeweler and offers competitive prices for your gold, silver, diamond, and platinum jewelry.
Their seamless, cash-on-the-spot procedure makes them an excellent option for turning your old and unwanted jewelry into cash through a loan or an outright sale.
You can contact them by going to their physical store or via phone, email, or website, where you can also get a quote on the items you plan to pawn.
They’re open between 9 am and 5 pm on weekdays and between 9 am and 1 pm on Saturdays.
Address: 1103 7th St, Rockford, IL 61104
Also see our article on Pet Stores in Illinois.
Pawn Shops in Decatur, Illinois
1. Decatur Coin and Jewelry (Almost 50 Years in Business)
Decatur Coin and Jewelry have served customers in Decatur for almost fifty years, specializing in collecting, selling, and pawning various valuable items.
This pawn shop focuses primarily on tokens, coins, vintage jewelry, designer jewelry, and other collectibles.
They boast a team of experienced and certified jewelry buyers and valuers who attend trade fairs and shows nationwide to ensure they have the best collectibles in stock.
Their team is NGC and PCGS authorized, meaning you can buy any jewelry or collectible from their store with full assurance of its quality.
You can visit their website or eBay store to purchase any of their products, which they can ship to Canada and anywhere within the USA.
Ensure you check their website for more information on their return policies for hassle-free transactions.
They open between 9 am and 4 pm every weekday except Thursday when they open till 7 pm.
Address: 104 N Main St, Decatur, IL 62523
2. Decatur Jewelry & Pawn (30+ Years in Business)
Decatur Jewelry & Pawn is one of the foremost pawn shops in Illinois and has been in business for over thirty years.
This pawn shop provides quick cash loans on various valuable items, including musical instruments, electronics, tools, household utensils, collectibles, art, and jewelry.
Beyond being a pawn shop, they also buy unwanted or damaged jewelry at competitive prices, offering to beat any validated written offer on jewelry by 10%.
Additionally, if you’re looking for a trusted source to buy gold for investments, they have a trusted and certified team of jewelers to assist you.
Decatur Jewelry & Pawn offers loans from as low as $500 to as high as $10,000, and there’s no need for a credit check, making them one of your best options for a quick loan.
They’re keen on customer service and support their customers with various incentives like their layaway program and Pawn Plus Program.
Address: 1065 W Pershing Rd, Decatur, IL 62526
Also see our article on Bookstores in Illinois.
Pawn Shops in Bloomington, Illinois
1. McLean County Exchange, Inc. (Since 1996)
McLean County Exchange is a pawn shop that has served customers in Bloomington since 1996.
This pawn shop boasts a team of well-trained and GIA-certified staff that specializes in the buying, selling, and pawning of various valuable items.
The valuable items you can pawn at McLean County Exchange include Rolex watches, silverware, power tools, jewelry, musical instruments, and collectibles.
You can also check out their physical or online stores for great prices on pre-owned items in any of the above categories.
McLean County Exchanges offers affordable loans on pawned items, with no minimum restriction on the loan amount you can apply for.
If you’re an investor or collector, you can also employ the services of their team to assist you in grading and authenticating coins, jewelry, and other collectibles.
Address: 2016 Ireland Grove Rd, Bloomington, IL 61704
2. Midwest Exchange, Inc. (Over 30 Years in Operation)
Midwest Exchange is one of the foremost pawn shops in Bloomington and has been in operation for over thirty years.
Although they prefer vintage musical instruments, this pawn shop offers quick cash loans for virtually any valuable item, including jewelry, firearms, and electronics.
Beyond just pawning, Midwest Exchange also prides itself as a buy, sell, and trade store meaning customers can either sell their valuable items outright or exchange them for other valuables.
You can view their products by visiting their physical store or going through their eBay page for any item that catches your eye.
Midwest Exchange is open between 9 am and 5 pm on weekdays and between 9 am and 4 pm on Saturdays.
They require no credit checks, meaning you can secure an affordable loan within minutes with your valid means of identification.
Address: 1404 E Empire Street, Bloomington, IL 61701
Also see our article on Yarn Shops in Illinois.
Pawn Shops in Peoria, Illinois
1. A – Z Jewelry & Swap Shop Inc (30-Day Loans & Open 7 Days)
A-Z Jewelry & Swap Shop is a popular pawn shop in Peoria County that provides customers with quick and affordable loans in return for pawning their valuable items.
This pawn shop accepts any valuable item, including musical instruments, jewelry, collectibles, antiques, art, tools, electronics, and household utensils.
In addition to pawning, A-Z Jewelry & Swap Shop also sells, buys, and trades different items meaning you can exchange your valuables and buy preowned items at great prices.
A-Z Jewelry & Swap Shop offers 30-day loans with options for renewal, subject to their pawn agreement, and they pay in cash.
They also buy and sell gold at competitive prices, so you can always make some quick cash with your old or unwanted gold jewelry.
Their shop is open between 9 am and 5 pm on weekdays and between 10 am and 3 pm on Saturdays.
Address: 414 Southwest Adams Street, Peoria, Illinois 61602
2. TitleMax (No Credit Checks & Pawn Car Titles)
TitleMax is one of the country’s foremost lending companies or pawn shops, with over 900 stores nationwide.
They boast a team of over 2,000 well-trained staff who work hard to provide customers with affordable and convenient loans.
Unlike other pawn shops, TitleMax only pawns car and motorcycle titles, basically your proof of ownership of a car or motorcycle.
If you need urgent cash, you can create an account in minutes and get a loan of up to $6,500 by pawning your car or motorcycle title.
Additionally, TitleMax doesn’t perform a credit check, meaning you can get quick loans even if you have bad credit; go with your valid identification.
The best part is that you can keep using your car or motorcycle during the pawn period as long as you redeem the loan properly according to your agreement.
Address: 1318 SW Washington St, East Peoria, IL 61611
3. Route 24 Gun & Pawn (Veteran-Owned)
Route 24 Guns & Pawns is a family-owned pawn shop that offers customers quick and affordable loans in return for pawning their valuable items.
The pawn shop buys, sells, and trades all sorts of valuable items, including musical instruments, art, antiques, jewelry, rare coins, and other collectibles.
Additionally, the pawn shop is owned by a veteran, and they also buy and sell guns to customers.
Beyond buying and selling guns, they also offer reviews on different gun models to guide customers on what to buy and training to help customers use guns safely.
As a result, they host several online webinars on gun safety and awareness which you can join if you’re a gun enthusiast.
You can reach Route 24 Guns & Pawns via their website, phone, email, or by walking into their physical store.
Address: 903 McKinley Ave, Bartonville, IL 61607
Also see our article on Hobby Shops in Illinois.
Pawn Shops in Danville, Illinois
1. Downtown Diamond & Pawn Inc (Since 1999 & Loans $10 to $20,000)
Downtown Diamond & Pawn Inc is a locally owned and run pawn shop that has been in business since 1999.
This pawn shop offers quick cash loans in return for pawning valuable items like electronics, specific lawn equipment, tools, jewelry, and guns.
They offer loans from as low as $10 to as high as $20,000, with 30 days for you to pay back and reclaim your collateral.
In cases of a default on payment, they may be able to assist you so you don’t lose the pawned item, but this depends on the particular case.
Additionally, you can outright sell any old or unwanted valuables at the same rate for an instant payout without worrying about repayment.
Beyond pawning, Downtown Diamond & Pawn Inc is also a jeweler offering competitive market prices for your gold and diamond jewelry.
Address: 47 N Vermilion St, Danville, IL 61832
2. Gold Rush Pawnbrokers (Since 1981 & First Loan Free)
Gold Rush Pawnbrokers has been in business since 1981, purchasing, selling, trading, and pawning anything of value for customers around Danville.
This seasoned pawn shop places a premium on quality customer service with trained staff ready to walk you through the pawning process.
As advertised on their website, your first loan as a customer is always free, which means you may only pay the interest on the principal without any pawn fees.
Gold Rush Pawnbrokers offers loans from as low as $10 to as high as $10,000, allowing you access to quick loans for minor and major expenses.
Additionally, Gold Rush Pawnbrokers are experts in buying gold and will pay you competitive market prices for unwanted gold jewelry.
You can also pay for your Ameren electric bill at their store and make other major bill payments.
Address: 20 N Hazel St, Danville, IL 61832
Pawn Shops in Aurora, Illinois
1. FirstCash Holdings Inc (Over 2,800 Shops)
FirstCash Holdings is one of the largest pawn shop franchises in the country, with over 2,800 pawn shops in America and several other Latin American countries like Mexico and Guatemala.
They offer quick cash loans in exchange for pawning valuable items such as laptops, cameras, televisions, game consoles, jewelry, and musical instruments.
This pawn shop doesn’t conduct any credit checks, and you can receive a quick loan just by showing up with the items you want to pawn and a valid means of identification.
FirstCash is also a buy, sell, and trade store, meaning you can sell your unwanted valuables for a reasonable price or trade them for something better.
Similarly, you can purchase pre-owned branded items at excellent prices and save money.
If you have broken, scratched, or unwanted jewelry, FirstCash can take it off your hands for a reasonable price, as they’re certified jewelers.
Address: 882 N Lake St 50, Aurora, IL 60506
2. Fast Cash & Pawn (Family-Owned & Loans $20 to $50,000)
Fast Cash & Pawn is a family-owned pawnshop that gives affordable loans in exchange for anything of value, including electronics, tools, musical instruments, and jewelry.
This pawn shop can offer loans from as low as $20 to as high as $50,000 with a minimum loan period of 60 days and a maximum of one year.
You can also sell any unwanted valuable item outright and get a cash payout in as little as five minutes.
If you’re unsure how much you can get as a loan in exchange for your valuable items, you can walk into any of their stores for a free estimate.
Beyond pawning, they also function as jewelers, which makes them an excellent option for buying gold or diamond jewelry at fair prices.
Similarly, you can employ their services if you’d like to sell or pawn your jewelry.
Address: 1669 Montgomery Rd Ste 5, Aurora, IL 60504
Also see our article on Flower Shops in Illinois.
Pawn Shops in Chicago, Illinois
1. Cash Exchange Pawn Shop (30+ Years in Business)
Cash Exchange Pawn Shop is a family-owned and operated business offering pawning services to customers around Chicago for over thirty years.
This pawn shop accepts only musical instruments, jewelry, coins, and collectibles for a quick cash loan.
Once you present the item you intend to pawn, the shop will appraise its value and offer you a loan in cash or a cheque.
They don’t conduct any credit checks, making it an ideal choice for hassle-free loans.
Similarly, you’re not obligated to redeem your pawned item, and you can default on the loan and forfeit the item without affecting your credit rating.
If you want to sell off your gold or diamond jewelry at great prices, you can consider Cash Exchange Pawn Shop.
They boast a competent staff with GIA-certified jewelers who can test your jewelry, make sure they’re authentic, and offer you competitive prices for them.
Address: 1236 W. Devon Avenue, Chicago, IL 60660-1430
2. Pawn Chicago (Pro-Rated Loans)
Pawn Chicago is a well-known pawn shop in Chicago that offers hassle-free loans for all sorts of valuable items, including collectibles, video games, watches, art, and other jewelry.
One of the unique features of Pawn Chicago is its pro-rated loans, which allow you to pay fees based on how long you plan to take the loan.
This is much better than other pawn shops that charge a fixed fee for each month, whether or not you exhaust that month or not.
As a result, you’ll find it much easier to repay your loans, and you can save tons of money.
Pawn Chicago also offers a customer-friendly layaway program, allowing you to keep a hold of that item even if you can’t afford it.
You can look through their products for great deals by visiting their physical store or using their eBay store.
Address: 5604 W. Belmont Ave. Chicago, IL 60634
3. Chicago Super Pawn (Over 100 Years in Business)
Chicago Super Pawn prides itself as Chicago’s premier pawn shop and offers hassle-free pawning services to customers across Chicago.
You can exchange valuable items for a loan at Chicago Super Pawn, including musical instruments, electronics, collectibles, and jewelry.
To determine the value of your item, you need to visit their physical store, where they can inspect, test, and appraise the item.
Usually, the loan term is 30 days with an additional 30-day grace period for you to repay the loan, and if you can’t honor the agreement, you lose your collateral.
Beyond pawning, Chicago Super Pawn also engages in the buying and selling of gold and silver.
If you have any old or unwanted jewelry, Chicago Super Pawns can offer you competitive prices based on the jewelry’s market value.
Address: 3129 West Armitage Avenue, Chicago, Illinois, 60647
4. Royal Pawn Chicago (GIA-Certified Staff)
Royal Pawn Chicago is one of the foremost pawn shops in Chicago, having been in business for over a hundred years.
They offer affordable, low-interest loans in return for valuable items like televisions, cameras, musical instruments, luxury watches, collectibles, and jewelry.
Similarly, if you want to buy any of the above items at discounted prices, you can check out their catalog of pre-owned items, including popular brand names.
Beyond pawning and reselling, Royal Pawn Chicago also buys and sells gold, diamonds, silver, and other jewelry.
Their GIA-certified staff ensures that your jewelry is correctly valued so you can sell it at a competitive price.
If you’d like an estimate on your jewelry or other valuable items, take it to one of their physical stores for a proper valuation.
Royal Pawn Chicago opens between 9 am and 6 pm on weekdays and between 10 am and 5 pm on Saturdays.
Address: 428 S Clark St, Chicago, IL 60605
If you liked this article, you may also like to read about the best Consignment Shops, Pet Stores, and Boutiques in Illinois.
Looking beyond Illinois? Check out our article on the best Pawn Shops in New York and Florida.